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Vikki Savings – Win a kilo of gold, from now until 31/12/2026: the grand prize is a Golden Horse worth 10 taels of SJC 999.9 gold

Vikki Savings – Win a kilo of gold. Grand prize: a Golden Horse worth 10 taels of SJC 999.9 gold

Prizes worth over VND 19 billion in total

1 grand prizeA Golden Horse of 10 taels of SJC gold

Deposit from20 million

Term from1 month

  1. Save with Vikki*
  2. Get your prize-draw code
  3. Win up to10 taels of SJC gold
Q&A

Introducing the collectionNew Savings

Flexible InterestOptimised Returns

Phát Lộc Savings

Interest upfront

Interest paid the moment you deposit, to spend or reinvest as you like

Phú Quý Savings

Interest at maturity

Enjoy the highest rate, for maximum returns over the whole term

An Tâm Savings

Interest monthly

A passive income every month, for regular spending

An Nhàn Savings

Interest quarterly

Interest every quarter to build up or to cover larger bills

Leading the way inDeposit rates

Grow your wealth effectively

Reach your savings goalsA plan designed around you

  • Flexible terms

  • Flexible amounts

Countless attractive offers
from Vikki

*Rates and the prize draw apply to customers who opened a new account from 17/02/2025.

Frequently asked questions

Interest-at-maturity savings

An interest-at-maturity savings account is a term deposit on which all the interest is paid in one go on the maturity date, together with the principal you deposited.

To open an interest-at-maturity savings account you need to:

  • Be a Vietnamese citizen aged 15 or over with full legal capacity
  • Hold a valid citizen ID card
  • Have a payment account with Vikki Bank
You can choose a flexible term, as set by Vikki from time to time: from 1 to 13 months, plus 15, 18, 24 and 36 months.

Upfront-interest savings

This is a term deposit on which all the interest is paid to you the moment you deposit, while the principal stays in place until the maturity date.

To open an upfront-interest savings account you need to:

  • Be a Vietnamese citizen aged 15 or over with full legal capacity
  • Hold a valid citizen ID card
  • Have a payment account with Vikki Bank

You can open an upfront-interest savings account in the Vikki app in these steps:

  • Step 1: Log in to the Vikki app and choose “Savings”
  • Step 2: Choose “Start saving” and the “upfront” interest option
  • Step 3: Enter the amount, choose the term and the renewal option
  • Step 4: Check the details and enter a promo code (if you have one)
  • Step 5: Accept the Terms & Conditions and confirm

Periodic-interest savings

A periodic-interest savings account is a term deposit in the Vikki app that pays interest into your payment account every month or every quarter.

To open a periodic-interest savings account you need to:

  • Be a Vietnamese citizen aged 15 or over with full legal capacity
  • Hold a valid citizen ID card
  • Have a payment account with Vikki Bank

You can choose:

  • No renewal: the principal and interest are paid into the payment account you registered
  • Renew the principal, pay out the interest: the principal rolls over into a new term and the interest is paid into your payment account
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